Improve Your Financial Situation

Debt relief is possible with the help of a debt relief lawyer in Greensboro, NC

Debt relief is the partial or total forgiveness of debt or the slowing or stopping of debt growth. If you've been struggling with bills and don't see any way that you can get out of that hole, debt relief may be in your best interest. What are your options? Greensboro, NC attorney Ralph W. Gorrell will be there to help you figure out which option is best for you and will guide you through your chosen method, so you can start fresh with your finances.

Contact Ralph W. Gorrell, Attorney At Law today.

The methods of debt relief

The methods of debt relief

If you're facing foreclosure, lawsuits, liens, repossession or wage garnishment, an experienced debt relief lawyer can help find the best option to help eliminate debt immediately. They can provide you with the quality legal advice and representation you need to navigate through actions like credit counseling, debt consolidation, debt management, debt settlement and bankruptcy. Learn more about these methods below:

Credit Counseling

Sometimes, taking control of your finances means creating a budget. Through credit counseling, you can figure out where you're spending too much money and use that extra money to pay off credit card bills, medical expenses, student loans and so on.

Debt Consolidation

If your debt stems from many channels, it may be in your best interest to consolidate them into one easy monthly payment. This can help lower both your interest rate and your monthly payment.

Debt Management

Nonprofit credit counseling agencies will work with lenders to reduce your interest rates to a level you can afford. You don't need a great credit score to join the program, but if you fail to make your payments on time, you could be terminated from the program.

Debt Settlement

You'll work with a firm to convince your lenders to settle a debt for less than what is owed. This rarely works out the way it's supposed to, but speaking with an attorney will give you a better understanding of how the process works.


This is often a last-ditch effort for those trying to eliminate their debt because it can have a long-term effect on your credit score.

Call a debt relief lawyer to get the answers you need to choose the right solution for your financial future. We employ all legal means available to stop harassing phone calls and letters.